The purpose of the Mutual Insurance Companies Association of Indiana (MICAI) is to serve the mutual property and casualty insurance companies in Indiana and, indirectly, their many thousands of policyholders throughout the state by perpetuating the mutual concept.

MICAI serves its members by providing timely educational seminars, opportunities to meet with state and federal lawmakers through organized grassroots efforts, and representation of member interests before the Indiana General Assembly and governmental agencies such as the Indiana Department of Insurance. MICAI also acts as a resource, providing answers to a variety of questions dealing with the Indiana statute and regulatory requirements.

MICAI Mission Statement

“To encourage, develop and maintain cooperation between mutual insurance companies and associations of Indiana by promoting and protecting the principles of mutuality, by encouraging and promoting reasonable and uniform enactment, interpretation and administration of insurance laws applicable to the membership; to keep the membership advised of all matters which will benefit this association, its members and the public; and to educate the membership on subjects of common interest.”

Officers and Board of Directors


President: Phil Overmyer, Farmers Mutual Insurance Company
Vice President: Jason Mueller, Oakwood Mutual Insurance Company
Treasurer: Mel Burkhart, Mutual Fire Insurance Company of French Township
Immediate Past President: Rick Moss, Mid-State Farmers Mutual Insurance Company
Executive Vice President: Rick Pitts
Assistant Director: Taralyn Gallahan

Board of Directors


Terms Expiring December 2022:

  • Jeff Wilson, State Auto
  • Scott Miller, Indiana Farmers Mutual Insurance Company
  • Greg Baumert, Mid-State Farmers Mutual Insurance Company

Terms Expiring December 2023:

  • Stacy Shoop, Mutual of Indiana Insurance Company
  • Shannon White, S&O Farmers Mutual Insurance Company 
  • Erin Thewes, Ferdinand Farmers Mutual Insurance Company, Inc.

Terms Expiring December 2024:

  • Nicole Fraley, Franklin County Farmers Mutual Insurance Company
  • Doug Steele, Farmers Home Mutual Insurance Company
  • Ben Brooks, Grinnell Mutual Reinsurance

MICAI History

Founded in 1897 in the office of former Governor James A. Mount, MICAI has a proud history of service to mutual property and casualty companies throughout the state of Indiana and, indirectly, to their many thousands of policyholders. Membership currently includes multiple line companies, 27 farm mutuals and 6 associate members, including reinsurers.

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